I will keep this shorter and sweeter. I never learned to save. I spend wildly. It is absolutely no one's fault by my own. My parents tried and tried to help me learn but I never saved anything at one point in my life. After college, I moved to another state. I trashed my credit. My bipolar disorder got worse and worse. I eventually was fired and that made things infinitely worse. It came to a point where I was being harassed by creditors nonstop on top of people like the subpenas for not paying my rent on a regular basis. I finally gave up and asked to move him (in my late 20s).
Flash forward to modern-day... no creditors are calling me. I paid off ALL of my debts except one (two if you're counting my car note which will be paid off by April or so). I just checked my credit report. I am no longer in the 500s.... nope. I am in the 650s, which makes me FAIR BABY!!!!!! I never, ever, EVER thought I'd see the day where my credit wasn't complete trash. It feels awesome. I am planning to move out in a couple months if everything works out with this job (90 day period, I was contracting then got hired in and am subject to a 'new hire' period of 90 days). I even have about $1000 in the bank. I have gone from a guy who never thought he'd be approved for anything (and yes, I was rejected for an apartment because my credit was too bad to rent) to being able to apply happily and confidently. I even have a credit card. It's a low limit, but I am more than fine with that too.
Call me... Mr. Fair.
Submitted November 03, 2017 at 01:51PM by EchoInTheRoom http://ift.tt/2zbjngI
