All my life whenever I got paid the money would be spent asap. I would get paid and the first week would live like a prince only for the second week to come around and live like a pauper. This would happen since I started working at 16.
But it wasn't until I actually checked, I had racked up over 1k in debt from paypal credit and other charges from paypal and owed over 1500 to T-mobile that I realized I was completely broke.
I had a balance of (-70) in my bank account from two 35 dollar overdraft fees and I had 4 dollars in cash to my name. Not only that but I was fired from my cashier job at Target and now was broke jobless and in nearly 3k worth of debt.
I knew something had to change, so around February that I was broke alone and had a couple tabs (6) of acid. Which I have never done before, but completely depressed I took them, I didn't know what to expect and I was supposed to save it to do with my friend but I was alone in my room at 10pm about to go crazy because I was such an idiot with money and the way I've been living life until then.
When I dropped the acid to make a long almost 13 hour trip short, it showed me that I was here for a purpose and to not give up, that I can overcome any obstacles, if I believe and come up with a game plan and stick to it then i can achieve anything.
To make a long story short I busted my ass, worked two jobs, watch hundreds of hours!! and I mean hundreds! and read hundreds of articles and even frequented this sub and many others to gain an understanding of how to manage money and what to do with it once I have it. I became obsessed because whether true or not I believed (and still do) that I was sent here to do something big and that would not be achieved laying around feeling sorry for myself.
I knocked out my t-mobile debt and then my paypal debt but I now follow this mantra, I'm in debt to myself, I basically see my future as a "debt" sort of so in this same time frame i have achieved 500 dollars in savings and have invested 200 dollars.
And while those may not seem like big numbers, to me they mean the world. If any of you could see my mindset now compared to before it's drastically changed. I never had a savings, I would spend every penny i owned.
Im not sure if it was the acid or the change in mindset, all i know is after that night I hated myself but learned that I could be improved and nothing is concrete. I can still be the man I want to be.
I also wanted to thank this subreddit for personally inspiring me during that hard time. I still frequent here and am always learning! thanks a lot guys!
Submitted August 05, 2017 at 09:50AM by FC3BreakinKnees http://ift.tt/2ub8Mzd
