If you plan on following through with the advice given to you from r/personalfinance on purchasing a car, be sure that you are working with a salesman who isn't more worried about his bottom line and forcing your hand than he is the word of mouth he will receive later. I had possibly the worst experience buying a car yesterday as the salesman basically threw an 8 hour long tantrum about me not taking the dealer financing on a used $14,000 car.
The first red flag was that they were trying tricky tricks like not having the price match in person to what was online and getting upset when we were trying to haggle the trade in. The manager approved a deal for us and it really pissed off the salesman because he apparently didn't feel like he was making enough off of it.
Unfortunately, I live an hour away from this dealer so we had to put the car on hold until I could get there to complete the sale. We gave them $500 to do so.
We went in yesterday morning to get a bill of sale to take to our credit union for the financing, and we had a new salesman. This man spent several hours pitching the financing, taking longer than he needed to file paperwork, constantly spelling my name wrong... there was a point I felt like we were on Sesame Street because of how slowly we were having to go over the letters in my name. I literally have 5 letters in my name, it's nothing difficult. He had to redo the paperwork over and over again. Finally, after being told how much time the dealer financing would REALLY REALLY save us, it's soooo great and fast, we got to leave for the credit union. (note: the credit union financing was at least a percent and a half below what the dealer would give us, and we had credit scores over 800; There was no more room to haggle their financing)
First, the salesman calls me and tells me that we're taking too long that he has an appointment that we're holding him back from and "THIS IS WHY we tell you to take the dealer financing." I tell him I'm getting the paperwork done, he will just have to wait or leave for his appointment and we'll do it without him, but I do not want to talk about the dealer financing any more.
The second call I get from him is again about how I'm taking too long and that he is cancelling his appointment that he has to go to and it's just really ridiculous that we didn't take their financing.
We finally get to the dealer, he's still having trouble with paperwork, and I'm getting fed up. He tries to basically finance-shame me one last time. I tell him to drop it and he basically argues with me about dealer financing for another 15 minutes while I'm trying to hand him money and he is straight up being belligerent and calling us names like "a time sink." Apparently, he just had to go at me one last time before I could leave this place with a car. Finally, I got to talk to a manager, and I got to walk away with my car, but I still have a migraine from all this.
Seriously, it is NOT WORTH the mental pain to deal with these types of salesman to get a good deal. I'm pretty sure my situation was age-based, since he was so SURPRISED that our credit scores were good, and I know that may pertain to a lot of reddit users. If you start seeing red flags that your salesman is not going to go down without a fight over you making intelligent investment decisions, seriously just get another one or leave.
EDIT: Just to be clear, this is meant as a cautionary tale. There were plenty of times where I thought the salesman would give up, especially once I was just shoving money in his face. I mean, SURELY he knew I would badmouth him to every review website I could find. But, it never happened that way. My point is letting people know how bad it can get if they want to try to work through the negativity. You never really know this stuff happens until you hear about it or it happens to you.
Submitted May 10, 2017 at 09:06AM by TangledUpInBlue348 http://ift.tt/2qZvhoN
