-
$1200 weekly income
-
Roughly $148,000 in student loan debt $59,000 of which is in either my name or my fiance's and the rest is in my father's name as a Parent PLUS loan.
-
Total Monthly Expenses: $4000. This includes all regular expenses and a $1600 student loan payment.
-
5 Months to save Emergency Fund before $300 student loan payments become $1600.
-
Should see about 3-4% income growth without promotions
A couple questions I want to ask specifically but i'm also open to any advice that I haven't asked about.
-
My 401k is 50 cents on the dollar up to 3% of my income. So contributing only that annually will be about $1750 with employer contribution. Should I be putting more away than that?
-
My fiancee has saved around $5,000 the past year teaching and waiting for me to graduate. We're probably going to dip into it a bit during my move but I still expect it to be $4000 or so. Is that enough of an emergency fund or should we beef it up?
-
How do I figure out how much withholding I want to do to end up with a $0 tax return at the end of the year?
Thanks for the help and as previously mentioned any other advice is welcome!
Submitted May 08, 2017 at 07:38AM by couchedanoe http://ift.tt/2pqV4pe
