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I have 3 cards

3,900/3,600 (I don't know how I was able to go over the limit with this card, but it happened) I am making $120 monthly payments on this card.

1,827/2000 I make $100 payments on this card.

1,700/2000 I make $100 payments on this card.

I haven't been using them for anything at all.

I was thinking of getting a balance transfer card, but I am not sure how they work exactly. My plan was to apply for one and if I got it transfer a good portion from my first card (1k) to the new card and then make payments on all 4. I'm not sure if this is a good idea or not. I haven't missed a payment ever. I credit score hasn't changed and I am wanting it to improve.



Submitted May 01, 2017 at 12:26AM by UT_MRU95 http://ift.tt/2qnMYPt

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