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im gonna try to make a long story short but basically i had good credit in my 18-20 but i started dating a guy id known since middle school. he was a really good friend and i thought everything was going good but he turned out to be extremely abusive and manipulating. he stole things from me an used my credit cards while i was at work. he almost killed me and i decided finally to get the hell out and i moved 35 minutes away to a friends house. i had to quit my job bc i didnt have a car and there was no way i could commute to work. i had extreme anxiety depression and ptsd after escaping my abuser and hard a horrible time finding work. i applied to many places only getting one interview in two years. i dog sat on the side but i didnt make hardly any money. bills obviously got behind. after two years i finally have a job now but im only working 9 hours a week... i did have a car but it was totaled on easter sunday because some guy ran through and intersection and t boned me (luckily it was his fault and he got the ticket) but now i have no car and no way to get a second job even if i wanted one. My life has been really difficult and ive had a lot of bad luck. idk how much debt i have in total but i would guess at least 8000? including medical debt. i have a court date coming up for one of my credit card debts. i have no money at all. i JUST opened a bank account last week so my boss could do direct deposit but i havent even gotten a paycheck yet. should i go to the court? should i call the company and try to settle it? should i file bankruptcy? i dont know what to do :( im only 23 btw



Submitted April 24, 2017 at 08:40AM by nico-45 http://ift.tt/2pX3Xud

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