Hi,
Posted here the other day but don't think I worded it correctly so I'm trying again.
I'm after a credit card to pay for my insurance. I'm 18, with a Noddle credit score of about 575. This would be my first credit situation, other than some car parts I bought on finance (due to finish paying them off in April).
I've done an eligibility checker on uSwitch. I got some pretty high acceptance chances which I am chuffed with, but I feel like I'm spoilt for choice. I have no idea what to choose.
The insurance is £1200 and this is the only thing I would use the credit card for. I am aiming to pay it off within 12 months at the latest. I've noticed a couple I'm eligible for have a 0% APR type deal for 4 months or so. Does this mean that I would have to pay off the entire £1200 in those 4 months?
Basically, I'm really not very good with credit or finance at all. I don't know what I'm looking for or at and what would be good for me. I'd love some guidance from someone with a little more knowledge on the subject who can explain it to me in a way I will understand...
Thank you,
Submitted February 13, 2017 at 10:05AM by BarryTheBonobo http://ift.tt/2lGVMN4
