I was raised with a "owe nobody anything" upbringing. I was raised that a man isn't successful if he owes anything beside a house payment. I was raised with the lesson "A man suffers now so he can enjoy later".
Fast forward to my grown up self. I owe 5k in credit cards due to life emergencies that ate through my emergency funds and credit. I don't feel bad about using the cards. I did what I had to do at the time to survive. But, that 5k eats at my mind every single day. It doesn't matter to me that that's the only debt I have.
Paying it off and building up my savings is my main goal.
In comes my friends, They were raised in a house where having a nice car, clothes, phones, house, etc with payments you could afford meant you were successful. Everything is financed.
They see a $300 a month car payment as a deal. I see it as $300 down the drain.
I constantly feel like the butt of jokes. Whether it's about my POS but reliable car or general cheapskate nature.
Am I alone in this?
February 04, 2017 at 05:00PM