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Looking for a little guidance. After years of struggle I have Just landed my first real job within my desired career path. I net about 50k a year and my monthly expenses are about 2k with spending money. Only debt is a student loan of about 17k. I currently have a really low interest savings account with pretty much nothing in it (the job is new).

First one in my immediate family to make more than 30k a year so I have no one to really ask outside of a bank. Assuming there is some bias there tho haha. Any help is appreciated thanks!

Edit: I don't have a car and don't want one. Also my company doesn't have a 401k for me to contribute to.

Edit: My student loans are currently interest free - thanks Canada!

Edit: definitely setting up an automatic withdrawal from checking to savings since I'm on direct deposit. Going to try and save $1750 per month and set a goal of 20k in under two years

Edit: this is already really helpful, thank you Reddit!



Submitted February 04, 2017 at 11:24AM by scabies89 http://ift.tt/2jLxgh5

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