If the best you're going to do in the long run is index funds, does that mean all financial advice is a scam?

Sure, they can give you a recommended mix between bonds, cash and stocks based on years from retirement and comfort with risk, but do you really need a professional just for that? What value do advisers provide if the funds and stocks they recommend are statistically not going to beat the market?

Submitted February 27, 2017 at 09:01AM by SleepyConscience http://ift.tt/2lqY7Mv