This started about a year ago, and after verifying with AT&T that they don't have any record of me as a customer, and after telling the collectors many, many times over many daily phone calls that they need to verify this alleged debt and need to stop calling me, they actually went away. Nothing was on my credit report.
But now, a new debt collector showed up. They immediately put it on my credit report, all 3 bureaus.
What should I do?
The "online dispute" for the bureaus is a sham, they take all my personal information and then tell me I can't use the online disputes and need to request reports by mail first.
I am very annoyed, and I am in the middle of an intense academic program plus work, so have little time or inclination to wade through bureaucracy to fix something that's not my fault.
For that reason I'm thinking of finding a (cheapish) lawyer. Good idea, or there's a simpler way?
Submitted February 22, 2017 at 12:19AM by heretherenearfar http://ift.tt/2maIFou
