I (26F) made the terrible decision of opening a retail credit card when I was 21. After being haunted with the 26% APR for 5 years, I am officially debt-free and want to get rid of this stupid card once and for all.
I don’t want to keep this card because I want to keep my credit portfolio as simple as possible, and redistribute my spending across credit cards with competitive travel & cash back rewards.
I also just got into the 800+ credit score club, so I’m weary to close any accounts. This is my 2nd longest length of credit with this stupid card, but I want to get it out of my life!!! What should I do? Thanks!!
Submitted November 06, 2024 at 11:25PM by chiefkweef22 https://ift.tt/f4Tl5QU
