I am second guessing my choice here. I am single parent with high medical bills. My kids usually have a yearly checkup and 1 or 2 other expenses a year.
PPO
Monthly $458
Deductible $500/$1000
Office Copay $25
Max Out of Pocket $6650/$13300
HDHP
Monthly $372
Deductible $1650/$3300
Max Out of Pocket: $2250/$4500
Last year I paid $2778 in copays ($458 premium * 12 months +2778 copays = $8274). On HDHP I would have paid (372*12+4500 out of pocket max=$8964).
Does it make sense to stay with the PPO?
Submitted November 11, 2024 at 10:19PM by Psychological-Age381 https://ift.tt/a7cxqeu
