Can somebody explain to me why one would choose VTWAX (total world) over proportionately purchasing 60% VTSAX (total US) and 40% VTIAX (total international ex US)?
For quick reference:
VTWAX: ~60% domestic, ~40% international. 0.10% expense ratio
VTSAX: US only. 0.04% expense ratio
VTIAX: International only. 0.12% expense ratio
Unless my math is off, (0.60.04+0.40.12) = .072% average expense ratio for VTSAX/VTIAX which is lower than VTWAX’s 0.10% expense ratio.
What am I missing?
Submitted October 01, 2024 at 02:38AM by D4-Real https://ift.tt/czO9YX2
