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Car was stolen. When found a few days later, needles and meth were found in the vehicle, but otherwise vehicle was in good shape: no exterior damage and no engine damage (besides steering column).

Progressive says they automatically consider vehicles with signs of drug use a total loss. After my $2k deductible, Progressive can either cut me a check for $13.5k and they keep the car, or a check for $9k and they give the car back to me in its current state.

If I take the car back with the $9k, repair estimate (cleaning/decontamination and repair of steering column) is $5.5k; and that’s before considering the time needed to obtain salvage and rebuild titles.

What should I do? Take the full $13.5k check, or the $9k and fix my car?



Submitted October 03, 2024 at 11:43PM by quentasian https://ift.tt/jKnWCkL

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