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Just like title my company’s 401k program is going to take 5% of whatever I put into my account before it ever makes it there. This seems much too high for me that I’m contemplating not contributing to it. They also have a .25% yearly commission fee. Also the only funds they offer are target date funds. This is my first 401k and I feel like it would be better to just invest the money in a brokerage account where I can control where the money is invested better rather than lose so much of my money before it gets to start making me money. Just looking for some advice or recommendations on what’s best or normal in this situation. Thanks



Submitted September 03, 2024 at 07:49PM by Glittering-Proof-853 https://ift.tt/XuAFmIB

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