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I have 30K sitting in my checking account that I need to move. I simply can't make up my mind if I should put more in my Ally HYSA or a Charles Schwab CD. I figured 10K in HYSA just in case I have an emergency and 20K in a CD. Does this seem like a smart idea? I keep hearing interest rates will go down but who knows? I just can't have this much in a checking.



Submitted July 08, 2024 at 11:59PM by nezzyhelm https://ift.tt/iMp86Lc

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