Hi all, thank you for the great advice on this sub! I've searched through and read tons of posts along the same lines, as well as the wiki and flowchart, but I guess I'd just appreciate some advice (or tough love) directed toward my own situation. I met with a certified financial planner, but he more or less chuckled and told me to keep doing what I was doing...but that's exactly what I don't want to do, lol. Thanks in advance!
tl;dr: I desperately want to change careers. How can I plan this out? Am I crazy?
Currently working in corporate, 115k/year, 9-6 in theory, WFH in MCOL area. Cushy setup, but management made an expensive investment in AI and are insisting that it can "do our jobs" while refusing to increase headcount or pay for tools that are actually essential to our function. I'm miserable and burned out, people are fleeing the company in droves, and I see the writing on the wall. I know the smart thing to do is to line up another job as fast as I can, but jobs for this role are few and far between and, frankly, I've become disillusioned with my industry.
I've been thinking about riding this job until the inevitable layoff, then retraining and going into nursing. Assuming I manage to get into my local community college program, ace my classes, and pass the NCLEX, my schooling costs would be negligible and any further certifications, or an RN-to-BSN program, would be covered by my future employer. However, that would mean 1.5-2 years of lost earning potential (I'd be limited in what part-time jobs I could work during school due to clinicals) and a 30-50% pay cut unless I really hustle with overtime or travel nursing.
(My real dream is to write novels, which I already do on the side, but switching to writing fiction full-time would be more of a 100% pay cut, haha.)
Finances
-Age: 35
-Savings: 30K in HYSA, 20K in Fidelity MMF
-Retirement: 240K in 401K and Roth
-Debt: 0
-Expenses: approx. $2800/month (mortgage, utilities, internet, groceries, cat food/meds, human meds, streaming subscriptions, takeout or dinner w/ friends 2-3x/month).
I'm married, but for reasons I'll omit because they might be too identifying, we essentially function as two separate households and will continue to do so for the foreseeable future. (In a word, academia.) Car is paid off and relatively new. No kids.
If you were me, what would you need to change careers without blowing up your finances? Is there something I'm not seeing?
Submitted June 28, 2024 at 08:01PM by jellynoodle https://ift.tt/s8OAlFL
