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Im 26 and over the past few years I’ve accumulated over $30k in credit card debt with terrible interest rates. Ive recently received a $6K bonus from work that I want to put towards paying down my debt but not sure what’s the best method. I put a list of of my debt and interest rate below, Im thinking of either paying off my Apple debt completely or splitting the bonus $4k into Discover, and $2k towards Chase.

  1. Chase: $9.2K @ 28%

  2. Apple: $6K @ 27%

  3. Discover: $3.5K @ 25%

  4. Personal Loan: $10K @ 20%



Submitted June 26, 2024 at 08:52PM by collington99 https://ift.tt/UyQ3vWk

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