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25 (M) What is my next step?

Hello, 25(M) looking for some advice on what is my best move to reduce my debt the quickest and without putting up all my cash.

I have approximately $9.2k in debt, spread across 3 credit cards. I make approximately $3.2k a month after tax and have approximately $10k in savings (+3k invested but willing to withdraw) I’ve reduced my spending but I’ve been saving approximately $300/week but my monthly expenses approximate $1.8k-$2k. I fortunately don’t pay rent but my expenses are split between my car note, insurance, credit card debt payments, family subscriptions, groceries, and other minor expenses. As i said before, I don’t feel comfortable putting up ALL my cash and am hoping there is some sort of other alternative but IF that is my best route, i’ll take it into consideration, Thank you for you help.



Submitted May 07, 2024 at 06:50AM by stuck_inthepast12 https://ift.tt/4OVvmP0

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