Type something and hit enter

ads here
On
advertise here

29 years old, and just got a raise to $80k/year along with a bonus of $6k ($3,600 after taxes of course) living in LA. Monthly expenses average around $2,063.57/month. Ideally, I know 6 months is the general rule, but I tend to get paranoid and want to know if I'm overreacting.

I'm wondering if I should split my emergency fund into half at $15k instead and use the other 15k as a sinking fund for non-emergency items.

Edit: Should also add that I do not have any debt. The $30k is in a HYSA and I have maxed out my Roth IRA since 2022. Total net worth is around $70k right now, but only $30k is "liquid".



Submitted March 23, 2024 at 11:12PM by permaban888 https://ift.tt/SdBMg1y

Click to comment