i recently came into some extra money and want to strategize how to best manage it. i’m wondering if it’s best to pay off my credit card debt of $5k in one swoop, or if that will affect my credit score negatively. that would still leave me leftover with $7k, and i’m wondering if i should leave a portion untouched in a savings account, invest some, or put it towards my car loan which is around $9k. for context, i have zero savings and zero knowledge of money management. appreciate any advice.
Submitted February 03, 2024 at 08:50PM by siouxsie85 https://ift.tt/krWjV3n
