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My company moved to a different 401K service a while ago and that required me to select new funds to allocate the money to.

Doesn't the destroy the idea of buying and holding for years? And risk selling low and buying high given different funds between the two companies in the transfer?

It didn't seem to affect my portfolio.

Same for robo advisers... if you change your stock allocation by, say, 20% more or something and reduce bonds, or vice versa, doesn't that potential sell stocks (or bonds) and you lose that growth?



Submitted January 14, 2024 at 12:14AM by Lordberek https://ift.tt/MidpW5a

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