Starting a new position January, whipping up a quick budget after all my expenses I will have $4000 per month free to direct into improving my future
No 401k available through work, though will get first retirement/pension at 38 starting at 50-60k (so that’s pseudo like having a million generating 5% interest right?) and then start a second career working towards a second retirement/pension
I had a modest amount in various crypto, but was using voyager and…well all that shit that happened when they went down, just got my first settlement check with them last month, will see how much more I get back, if any
Other than that, starting from scratch, is there a general consensus on what to focus on and tackle in order
Like “#1 Max IRA > #2 X #3 Y, ok once those basic common things are done/maxxed you can focus on stocks/bonds/etfs/things with dividends/crypto and so on?
Would like to start the year with a plan to get on the right track!
Happy holidays and thank you all for your time and advice!
Submitted December 18, 2023 at 10:52PM by Divinegenesis https://ift.tt/yR42SOL
