My car broke down and I need a new one. I’m trying to find a good lender. I’ve applied through Chase and MyAutoLoan and both gave me offers with an interest rate around 14.7%. Everything recent I can find online says that’s “deep subprime” territory.
My credit is average (670ish). I have minimal black marks on it (1 or 2 late payments from like 2 years ago when I was dumb). I have loans that I’ve paid off in full. I’ve tried submitting the application with both shorter and longer term loan repayments. I actually have nearly enough saved to buy the car outright. I am looking to buy a new car, but not a particularly expensive one ($25k).
Submitted November 09, 2023 at 09:20PM by Cerealboi13 https://ift.tt/V6YqrDz
