I make about 140k gross (before tax) in a medium cost of living place, my net worth is about $100k. I just turned 27 and I pay my mom $500 in rent every month, she said I could stay for free as long as I want but I insisted to pay something, and do almost all the household chores and cook my own food.
I have no debt. I currently invest about 38% of my after tax income in retirement and save another 27% as cash in high yield savings. I don't really want to buy a house any time soon because there isn't an area I want to commit to long term yet, but I'd like to have the ability to buy a house with confidence down the line if I wanted to. I also have the goal of retiring early maybe in my late 40s or early 50s.
A couple of friends and family members found out how much I make and have been giving me crap for 'living in my moms basement' and needing to grow up. I won't lie my socializing / dating prospects (no gf) have almost completely dried up since I moved back here. But at the same time I want to meet my financial goals and I don't want kids in the foreseeable future at all, so I feel like I'm not on the same clock as everyone else and its kind of worth it to me to continue on this path?
Am i crazy?
Submitted November 30, 2023 at 02:23AM by SassyWoodPigeon https://ift.tt/gr9Eyfn