I’m 23, and I’ve been able to save up this amount working multiple jobs at a time, freelance, contracts, etc.
I don’t have a car so that reduces my expenses a lot (don’t really need one due to living very close to my jobs) and don’t really have any debt besides a couple hundred on credit card.
I’ve been really anxious about my financial future. I can’t fall back on family, I’m not able to buy a house with the current market, so I’m still renting. I don’t really want to work 55-60+ hours a week for years when I know I could start somewhere if I make this money multiply passively and worry less about physically exhausting myself with multiple jobs.
As of now, I have it in a high-yield savings account (and opened a ROTH IRA) and have separated it in different categories (emergency fund, medical, etc) I’ve been really scared about jumping on something like the stock market and messing up big time since I don’t have the proper training. I’ve been recommended books but they’re more about getting the investors mentality rather than actually explaining the market.
I don’t know exactly where to go from here, I feel kinda stuck and as if I’m wasting my time.
Any advice would be greatly appreciated!
Submitted November 03, 2023 at 08:56PM by TheLovelyAnne https://ift.tt/kj8gWSA
