So, my parents opened up a CC in my name “inadvertently.” Don’t know how that happens, but anyways. I was giving them leeway to make the monthly minimum payment but they missed 2 months of payments crashing my credit. They missed a payment before, but this time was supposedly due to a banking error. To make matters worse, this crash resulted in my only personal credit card being canceled by Wells Fargo despite never missing a payment and having zero balance. I’m now in a place where my bad credit is preventing me from getting a cc. My question is, can I dispute ownership of this card? I’ve disputed certain discrepancies related to it which may make it seem like I’m taking ownership of it. Legally what are my options? Of note, I don’t want to criminalize my parents in any way. All help appreciated
Submitted October 22, 2023 at 11:59PM by aespino2 https://ift.tt/yvA7UGk
