The roadmaps I read say you should have ~1 year's salary saved by 30, which I've put a decent amount towards, but am still probably 1-2 years from reaching.
But that's because I have 0 debt, when most people my age have around 50k in debt. More if they own a house.
Should I add that missing debt as effective savings to my roadmap? Since my net worth would be the same if I had put my money to savings instead of debt, but that would be reflected as savings instead of not having debt anymore.
Submitted October 01, 2023 at 05:08PM by CSDragon https://ift.tt/MThIExV
