Hi!
I am working for a small US (NYC) company (about 20 employees).
Salary today as an employee : 120k + 10k bonus per year.
After 5 years working in the company, I could invest about 400k and acquire 10% of the company (the 90% are shared equally between 5 other partners).
I would benefit from the company’s earnings each year: on average an extra 30k bonus (as salary) and 25k as dividend, yearly, while keeping about the same caped base salary(same salary for all partners).
To finance the 400k: I have today about 300k in cash and easily salable stocks. For the missing 100k, I would have probably have to take a loan.
I’ve been saving money and building my nest starting from zero the last 10 years. Taking this opportunity would mean putting all my eggs in the same bag … I’m am still not very sure if it’s a clever idea.
How would you estimate the risks and returns of this investment?
How would you balance between maximum cash/minimum loan or minimum cash/maximum loan?
Thanks in advance for your feedbacks
Submitted October 12, 2023 at 01:27AM by circark https://ift.tt/XzgsDhU
