I (27M, single, homeowner, $120k salary) have $24,000 in an emergency fund, which is about 6 months expenses, and $8000 for other periodic expenses and savings (home maintenance, car maintenance, dog vet bills/emergencies, vacations, gifts, and my own medical expenses). Some of this is redundant probably. I owe just under $19,000 on 3 remaining student loans with interest rates of 4.2%, 4.04%, and 3.51%. Part of me feels like I could just pay them off, pull from some of the $8000, and have $6k to $7k leftover for the E-fund afterward. I'd then build the savings back up over the next few months.
Submitted September 22, 2023 at 03:50PM by Pficky https://ift.tt/Wt06DAE
