This was the post word for word:
“I am about to purchase my first big girl luxury item, a Louis Vuitton bag that’s about $3K. I saved up money for over a year to afford this bag and now I’m ready to purchase. However I wanted to put this on a AMEX card to get points, etc for the large purchase. But I was denied both the gold and platinum cards.. what else do you recommend so that I’m able to gain points for this purchase? Note to add- I have a poor credit score and I travel a lot because I’m in the military”
The poster clarified in the comments that she had poor credit due to limited credit history. Some commentators told her to take the $3,000 and use it towards fixing her credit.
Others told her that she earned the right to get the bag and to reward herself for working so hard to save it. And she has the right to buy nice things for herself.
Some people told the poster to apply to other card such as Chase Freedom, Chase Sapphire, Discover It, Capital One Venture Card etc. I didn’t chime in because I’m new to the whole finance world but this seemed like horrible advice to me. Idk for a finance group it seems like bad advice to tell her to apply to other credit cards after multiple rejections already.
Submitted August 26, 2023 at 11:24PM by ThrowAwaythenThrowUp https://ift.tt/mBF3KVj
