Hi, I’m someone at 33 who can’t work well and unfortunately highly sensitive to any stress, so I’m willing to live in a low cost of living place to reduce the time to work. Lucky I have a passport in east Asia. The cost of living is like Japan.
I think with a combination of stock, bond, and REITs, it’s not so difficult to get 10% yearly with max drawdown bellows 50%.
Portfolio will be something like these, (with symbols and yearly returns)
20% REITs: O 6%
20% BDC: ARCC 10%
40% Stock: QQQ 15%, SPY 12%
20% Bond: I haven’t really looked into which bond to buy, but probably treasury with cooperation bonds around 5%-8%
It’s just a rough idea to show it seems possible and the ratio can be changed. Do you guys think it feasible? That means 30k yearly cost. 2.5 k monthly cost (including rent and everything).
p.s Assuming one person only. I may accidentally get a family but I don’t want to make this estimation too complicated.
Any feedback is greatly appreciated, especially my portfolio. I know most people are overly confident in their ability to beat the market, so I thought better to ask here to ensure I don't overestimate myself and end up on the streets. Thanks 🙏
Submitted August 07, 2023 at 07:13AM by capitalismsdog https://ift.tt/sgOeb57
