I own my home, but have a mortgage. My mortgage is just barely under the cost of renting a place half my current homes size, with not enough space for all of us, and no place will take my large dog. Ex-partner/childrens father (not married, everything is in my name). . became an abusive drug addicted/alcoholic and I had to make him leave for our safety and sanity. Now I'm $10k in debt not including the cheapest car loan I could find, and I only scrape by bare minimum working over time.... I'm already drowning and don't have anyone to fall back on.
My air conditioner just died, in the middle of summer, in 100+ degree weather, and I work from home with my kids while they're on summer break. I've had AC technicians out for previous issues and all they say is to replace it and quote me $13-16k. The outside unit just started making a grinding sound. I turned it off, and now the fans dont spin.
My two main credit cards are maxed, and I cant take on any more debt. I dont know what to do? Can I get a loan? My credit is just over 700...and I don't have any way to cosign.
I feel like I need to sell the house, but there is so much work to be done, I can't imagine how I would even move everything out let alone move somewhere until we found a new home with our dog who also has seizures and requires consistent medication.
I feel like my life is falling apart and I can't hold on to anything solid anymore. I'm scared.
Please give any advice you can.
Submitted July 26, 2023 at 12:40AM by sderponme https://ift.tt/YOB307w
