Hey everyone I’ve been struggling to figure out what to do with my excess cash, I have about 90k in savings, I like to keep around 40k as my emergency fund—I have been investing since 2017 and my performance returns are -1.67% and here’s my breakdown: Brokerage 22k —down 26% — Roth IRA 35k, up 8.5% — i401k (self employed) 67k, up 3.2%. I do currently max out my Roth and i401k—Most of my holdings are in vanguard target retirement funds. I have small positions across 6 other securities and I have a decent position in GME. I’ve been saving this cash in hopes of buying a second home to rent out to one of my employees, however, I’m having a hard time finding a good property to do so. Any advice?
Submitted July 07, 2023 at 05:46AM by BabyRanger1012 https://ift.tt/HEoewtb
