So fortunately I’m not a balls to the wall spender, but I do seem to be spending a little more than I feel like I should be spending. What’s the best way to keep track of little purchases, the here and there’s, I’m pretty good on not spending on the big ’wants‘ >$1000, but the little wants (<~$150-200) seem to be a problem and add up quickly.
I’m make enough money, that I can pay off my credit card every month, comfortably afford my mortgage, no car debt (and therefore save a decent amount of money per paycheck). So my income to debt ratio is okay, I’m just trying to figure out how to maximize my savings for some of the bigger ‘wants’ of the future.
Submitted June 25, 2023 at 11:08PM by BuiltLikeATeapot https://ift.tt/rM2wGYt