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I am at the point in my life where I am finally making enough money where I don't have to live paycheck to paycheck and my checking account is starting to accumulate.

I currently have no savings account and have a nice credit card with percentage rewards that I pay off every month and is primarily used for spending.

If I create a new savings account, do any banks offer features where I could set a max threshold amount on my checking and any overage would spill into the savings automatically?

Also, what is a safe amount to keep in a checking account? Less than 10, 20, 30k, or does it not really matter?

Thanks in advance!



Submitted June 24, 2023 at 12:31AM by BooleanCube https://ift.tt/j6CGy27

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