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Hello I’m 22 and I ruined my credit. When I was 18-20.

Now I make $100k a year and paid all my debt but I want to buy a house this year. My credit score is 550.

Can I get an FHA loan ? Should I dispute all my late payments ? I have 8 late payments past 90 days.

Fraud also happened on my bank accounts where I had a lot of account closures and couldn’t pay the debts. I have many papers that include, disputes, affadvits and proof of identity theft but I’m concerned I can’t get them off. I really do not want to wait 7 years



Submitted March 26, 2023 at 12:22AM by Muted-Refuse3769 https://ift.tt/DNVPyT8

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