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I’d love to hear people’s thoughts about my investing profile.

I’m in the latter stages (collecting data for my dissertation) of a PhD, late 30’s and have $40K sitting in a savings account gathering dust. I want to invest it, but I don’t know where. I don’t have a 401K. As a full-time grad student the last number of years, I haven’t been in a position financially to contribute to one.

I have excellent credit, and a mortgage that gets paid every month. I read that I can only contribute about $7K per year to a Roth IRA, so that’s out. I will receive a decent amount of inheritance (that should soften the financial blow of a lack of investment/retirement planning and saving in my 20’s and 30’s) once my mother passes, but I don’t want to build my investing profile on that.

Any ideas? Thanks for the tips!



Submitted February 06, 2023 at 06:20AM by jabar18 https://ift.tt/3zhHLaW

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