So basically her credit is terrible at 530 through no fault of her own, her mother would open multiple bills in her name when she was younger and let them go to collections, it’s infuriating some parents like that exist, so she’s essentially screwed for her entire 20’s and I don’t know how to fix this. I suggested to her to get a secured card to build credit so she has some semblance of hope to get a decent vehicle next year seeing as how we both have good jobs that allow us to get by on bills every month comfortably and she was denied, I’m not sure what else she can do, try another bank maybe? I’d be willing to co-sign for her vehicle with my credit at 730 but even then I feel like she’d still be killed with interest rates. I’m genuinely worried for what this means for the future farther down the line like getting a house, any advice is greatly appreciated
Submitted February 24, 2023 at 10:56PM by SirBiggusDickus99 https://ift.tt/B1hWUEZ