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I live in the Bay Area and have a kid and a baby. I work in tech and as you may know the industry is going through a pruning period.

My income (~300k) is enough to support my family. Have a baby and small child and wife is a SAHM. I have savings to cover expenses for over a year if I’m impacted.

However, I worry about health insurance given I have small children. I get great insurance from my employer but if that goes away what is my best bet? How much do I budget for that?

How do people who are self employed manage? Are there any hacks - like wife gets a job part time just for the health insurance?



Submitted February 24, 2023 at 03:20AM by nowrongturns https://ift.tt/zlagDA9

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