(UK-England, age 30) I have a house deposit but fear I should give up the dream of owning a house? I earn good money (over £45k a year) but currently rent, I have credit score of 999 . Last year I made a couple of payment mistakes on a HSBC credit card and was paying above the amount off on the wrong dates so I got a late fee, one was reversed automatically because I paid the next day, I didn’t check and by time I did, it happened again, when I realised what I’d done I got in touch and they said they couldn’t remove the late fee.
Are my dreams of ever getting a mortgage now ruined? I get decision in principles but I’m worried that I’ll put an offer on, get accepted and then when the bank does a hard check they will deny me and I’ll lose all my deposit.
Can I have some advice please?
Submitted January 15, 2023 at 06:22AM by DarkRadiant7128 https://ift.tt/S1gWxKA
