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Hi all,

Just to give a bit of preface, I'm a 4th year student on gap year at university right now, based in the US. I just landed my first salaried position. I'm expecting around 80k a year + 15% bonus starting March, going until Agust, when I'll take part time, finish my last semester, and return to full time work in December.

I'm looking for some advice on budgeting and what my financial goals should be.

So to lay out my basic costs:

Rent - about 1100 a month excluding utilities Gas - 100 a month (about a 15 min drive to work each day) Savings - about 1000 in a Roth Ira (I've struggled with spending habits and really wasn't making much in my previous roles before I switched industries)

In terms of the future, I can somewhat reasonably expect this to go up to 115k a year after 3 years at which point I'll also be introduced to the firms carry structure (so I've been told by my manager).

Any and all advice appreciated! I'm looking for some ideas on how to improve my budgeting, what my investment goals should be, and really how frugal of a position does this leave me in.



Submitted December 27, 2022 at 01:12AM by ibidmav https://ift.tt/AKipJkx

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