Hello, I have read that you can attempt negotiations on collections accounts, but the articles didn’t have much detail and I was hoping to get the perspective of someone with experience.
I have four accounts in collections, all older than 5 years but they keep getting sold to new agencies. They are all for $2200. I am working to repair my credit, and know this is the way to start.
If I call the agencies would it be reasonable for me to ask for a discount? What should that discount start at? For example, is asking to only pay $1000 too low?
Can I have them remove the negative remarks on my credit?
How can I be sure to get the best deal, and what are some things I should be looking out for to prevent myself from getting scammed?
Any experience or advice you have to share is very welcome, thank you.
Submitted December 04, 2022 at 11:51PM by Spikey-Bubba https://ift.tt/NKVQGtu
