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I'm >40Y with 2 banks accounts and 2 Credit cards. I'm trying to understand "where all my money go" and I need a bit of theory about how to do it.

I categorised all the transactions of the last 5 years but some transactions I'm not sure how to consider them.

- bank transfer from one account to another (for saving). These aren't either "expense" or "income"

- credit cards: This is a single monthly transaction, but includes everything, making it hard to categorise.

- Online payment providers (paypal) : I hate them now. They shows up on my bank account without any additional description making impossible to add a category.

thanks.



Submitted November 15, 2022 at 02:50AM by not-the-real-chopin https://ift.tt/1Z9SwOL

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