I was rear-ended at full speed a few weeks back. I got pushed into the car in front of me so I got damaged on both ends. Their insurance company covered a rental for me and the car was just deemed totaled.
They're offering me a fair price on the car, about $19,000. Problem is they're saying the insured person only had $20,000 in coverage so they can't cover the rental after Monday.
This means I won't have a car to use to find a new car. I can use public transportation & rideshare, sure, but that's money out of my pocket. Not to mention the extra time I'll need to take off work during the busiest time of the year in my industry, which will cost me thousands in lost income. I've already lost a week of work after the accident and sought treatment for some issues related to the accident.
I don't know what my rights are here. I don't really know if that $20k limit is real or a hard line. I don't know if I should accept the offer, and if I do, how do I get compensated for my wages? I don't mind getting into tough negotiations myself but I don't want to go in eyes closed and guns blazing only to realize there weren't any targets to hit.
They're really pressuring me to sign off on the car value offer and I'm hesitant to just say "okay!" I don't think I have enough of a case to warrant getting a lawyer but something feels off about all this.
Submitted August 19, 2022 at 04:06AM by ScarletLucciano https://ift.tt/J4CzVAe
