I DESPERATELY need a new car. I have for several years but put it off because I worked from home throughout the pandemic but now I really regret it.
My current 2009 vehicle is approaching 180k miles and has some issues that cost more to fix than the cost of the vehicle. I also drove it without transmission fluid for several months without realizing.. so I’m scared that’s going to come back and bite me in the butt any minute. I honestly don’t feel safe in this vehicle. Now I WFH half of the time and need to drive more.
I have been car perusing recently and was approved for $20k loan at 2.99% interest and I have some money saved up to put down. But, GOOD GRIEF IT’S SLIM PICKINGS OUT THERE. I just feel like I CANNOT afford a reliable car. reliable being the key word here.
I have a temporary raise for a few months at $26/hr and my finances are mostly in line with the 50/30/20 rule. After a few months it’ll go back down to $24/hr unless I find a new job which is a whole other can of worms.
I live in a very snowy area so AWD is a must. All the AWD drive cars around $20k have below average reliability and high maintenance costs according to all my research.. I just can’t help but feel defeated. I’m not going to use the rest of my disposable income on a car and insurance but I also don’t want to wait too long and get even more stuck. It’s not looking like the car market is going to get much better anytime soon but I also don’t want to get into an accident or stranded.
I really don’t have a specific question for you guys. Just any general knowledge and insight would be greatly appreciated!!
Submitted July 28, 2022 at 11:10PM by Mermaids_tatertots https://ift.tt/xgPHSLz
