Wife (26) and I (26) recently married last year. Welcomed our newborn 6 months ago and moved to a cheaper state. We own our house (very cheap where we live now) but now both need new cars.
She has a 2008 BMW X3 with 150k miles and I have a 2011 Jetta with 130k. Both are starting to go and are unreliable. She makes 120k/y and I make 105k/y. We both commute 1H+ each way to work - have combined 80k in debt (student loans mostly).
Ideally, she wants to finance a brand new truck $32k, put $10k down and dealer offering 0% APR, does it make sense to put this much down with promo rate? For me, I am looking at the same or a used truck 1-2 years old ($25k-$35k) but getting quotes 3.5-5.5% on 64-72 months and thinking going néw with promo rate is best…..idk
Has anyone had a situation where they got 2 cars from one dealer and negotiated lower out the door costs since they bought both? How did you negotiate?
Submitted April 09, 2022 at 12:05AM by Millenial_Man https://ift.tt/J9Dr3vF
