So last year someone totaled my Car. I got the loan for 12k. I got the car all the way back in June of 2020. As of today I owe 12,100. I think the interest was 24.99%.
Back to my totaled car.. so the guy who hit didn’t have insurance. And unbelievably, my insurance lapsed a week before this incident without my knowledge. I still been making payments of about $350 for almost a year now With no car. I’m trying to save my credit. All my money paid appears to only gone to interest literally nothing else, hell I owe more now on the loan than I did almost two years ago. The guy who hit me disappeared. I did everything to locate him. I think he is a homeless guy.
Should I file for bankruptcy?
Submitted March 23, 2022 at 04:45AM by Specialist-Hope-259 https://ift.tt/d1nqsIf