I have a USDA rural mortgage. I recently got an alert from Mint that I was reported to credit agencies for being in default on payments. Then I got a bill from USDA that is 4x's what my monthly payment should be. I tried to call, but offices are closed.
I learned through their automated system that they have my last payment as October 2021 despite the fact that 1) money was taken from my account and 2) they sent me confirmation of payment (though, I learned back when I accidentally mistyped a number in my checking account a couple of years ago, they send confirmation that they received the payment regardless of whether or not the payment actually went through... yeah-- wrap your head around that).
For now, I paid what should be my monthly amount through the automated system for this month. I assume that since they took my money, that resolving this with them will happen, but what do I do about my credit report?
Submitted February 06, 2022 at 09:00AM by are_we_in_a_fight https://ift.tt/pXO0mTj
